Disability Insurance
Understanding your disability benefit options is crucial, as they safeguard your income and ensure your financial stability in the long run.
| Mutual of Omaha | Short-Term Disability | Long-Term Disability |
|---|---|---|
| Benefits Begin | On the 15th day, contingent upon satisfying the definition of disability as stated in your policy | On the 91st day, contingent upon satisfying the definition of disability as stated in your policy |
| Percentage of Income Replaced | 70% of basic weekly earnings | 60% of basic monthly earnings |
| Maximum Benefit available | Up to $2,000 per week | Up to $6,000 per month |
| Benefit Duration | Up to 11 weeks | Up to Social Security Normal RetirementAge |
Important!
Please note that WAPFML disability pays primary in the event of a claim. The Mutual of Omaha policy will then pay the difference up to the plan limits, not in addition to the WAPFML benefit. We strongly encourage you to file for the state coverage as soon as possible to ensure timely claim processing in the event of an approved benefit.